At loanspalace.com (referred to as “we,” “us,” “our,” “Website,” “Site”), we are committed to safeguarding the privacy of our users (referred to as “User,” “Users,” “You,” “Your,” “Yours”). This Privacy Policy outlines how we collect, store, share, and use information provided by users on our Website. It serves as a formal assurance of the protection and security of the information shared here.
Scope of the Privacy Policy
This policy covers both personal and non-personal information collected on the Website. If you have shared your information and wish to have it removed from our records, please contact us directly using the contact details provided on the Website.
Eligibility and Compliance
Our services are available to legal residents of the United States who are at least 18 years old. Our operations comply with federal, state, and local laws. By registering on our Website and submitting your information, you acknowledge and accept the terms outlined in this Privacy Policy and our Terms and Conditions of Use. We urge you to read these documents carefully before providing your information.
Personal and Non-Personal Information
To use our services, you must provide personally identifiable information (PII), such as your name, address, email, phone number, date of birth, employment details, Social Security number, and banking information. This information is essential for providing the services you request. We also collect non-personally identifiable information (NPII) like IP address, browser details, geolocation, and user behavior data.
Use of Personal Information
Your PII is collected, stored, shared, and used as outlined in this policy. It is used to match you with lenders who can provide the loan products you seek. Your consent is required for us to use your information, which you provide by registering and accepting this policy. We protect your information with top security measures and only share it with authorized third parties for specific purposes.
Third-Party Marketing
Your PII, excluding sensitive information like Social Security and banking details, may be shared with third-party marketers. These third parties may use your information for marketing purposes. If you wish to opt-out of such communications, you can unsubscribe using the links provided in the marketing messages.
Credit Implications
Lenders may use your PII to verify your identity and perform credit checks. These checks may impact your credit score. By using our services and submitting your information, you consent to these verifications.
Email and Telemarketing
By agreeing to this Privacy Policy, you consent to receive marketing communications via email and phone. This includes telemarketing calls, even if your number is on a Do-Not-Call registry.
Collection of Non-Personally Identifiable Information
We use cookies, web beacons, and other tools to collect NPII and enhance your online experience. You can manage cookie preferences through your browser settings.
Information Security
We use robust security measures to protect your PII from unauthorized access, use, or disclosure. However, we cannot guarantee absolute security. In case of any security breach, we will take appropriate measures as per applicable laws.
Children’s Privacy
We do not knowingly collect information from individuals under 18 years old. If we become aware of any such data, we will delete it immediately.
E-Consent
By providing your information electronically, you consent to receive documents and disclosures electronically and agree to conduct business electronically as per the Federal Electronic Signatures in Global and National Commerce Act.
Links to Third-Party Websites
Our Website may contain links to third-party sites. We are not responsible for the privacy practices of these external sites. We recommend reviewing their privacy policies before sharing any information.
State-Specific Notifications
We comply with federal and state regulations regarding the use of PII. Residents of certain states may have additional rights and should contact us for more information.
Modifications and Changes
We reserve the right to update this Privacy Policy at our discretion. Any changes will be posted on the Website with the updated effective date. We encourage you to review this policy periodically.
Inquiries and Complaints
Users can modify or withdraw their PII by contacting us via email at [email protected] or through the contact information provided on the Website. We will address all inquiries and complaints promptly.
By continuing to use our Website, you confirm that you have read, understood, and agreed to this Privacy Policy and the handling of your information as described.